Have student loan debt?

Want to buy a home?

Below are 3 secrets to qualifying with student loans in Portland, Oregon.

Know Your Options

There are loan programs that are harsh on student loan debt and there are programs that are lenient on student loan debt. Find a lender who can educate you on all of your options.

IBR Is Your Friend

If you have federal student loans, you can apply for Income-Based Repayment (IBR), which can dramatically reduce your payment and may even increase your qualifying amount. Not all lenders will recognize IBR payments – but the right ones will.

Find The Right Lender


Work with a lender who understands the nuances of student loans, will be your advocate, and offers the unique loan programs that will make it easier to qualify with student loan debt.

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What Our Team Can Offer

We understand how to overcome unique concerns, such as student loan debt, credit score challenges, a lack of traditional income source, or using gift funds or co-signers to qualify.

We never decline borrowers – either you are approved now, or we counsel you on exactly what needs to happen for you to get approved in the future.